Loaded Baked Potato Chili Cheese

Featured in: Vegetarian & Plant-Based Grill

This dish combines tender, fluffy baked russet potatoes with a warm chili and black bean mix, topped with melted cheddar cheese and fresh garnishes like sour cream, green onions, and diced tomatoes. It offers a comforting meal, easy to customize with optional jalapeños or vegan alternatives. Perfect baked until the skins crisp and served hot, it balances hearty flavors with creamy textures. Great for family dinners or quick satisfying meals.

Updated on Wed, 19 Nov 2025 14:19:00 GMT
Fluffy loaded baked potato with chili, cheese, beans steaming warm, ready to eat. Save
Fluffy loaded baked potato with chili, cheese, beans steaming warm, ready to eat. | bitegrill.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes with chili when I needed a cozy dinner that brought everyone together. Watching everyone pick their favorite toppings turns dinner into a fun family event.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed, 2 tbsp olive oil, 1 tsp sea salt
  • Chili & Beans: 2 cups prepared chili (meat or vegetarian), 1 cup canned black beans, drained and rinsed
  • Toppings: 1 cup shredded cheddar cheese, 1/2 cup sour cream, 1/4 cup chopped green onions, 1/4 cup diced tomatoes, 1 jalapeño, sliced (optional), Salt and pepper, to taste

Instructions

Prepare Potatoes:
Preheat the oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake Potatoes:
Place potatoes directly on the oven rack and bake for 50–60 minutes, until skins are crisp and flesh is tender.
Heat Chili and Beans:
While potatoes bake, heat chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Prepare Potatoes and Add Toppings:
Remove potatoes from oven. Let cool slightly, then slice each lengthwise and fluff insides with a fork. Spoon chili and beans over each potato. Top with shredded cheese, sour cream, green onions, diced tomatoes, and jalapeño slices. Season with salt and pepper.
Serve:
Serve hot, with extra toppings if desired.
Golden-crusted loaded baked potato with chili and cheese, garnished with fresh green onions. Save
Golden-crusted loaded baked potato with chili and cheese, garnished with fresh green onions. | bitegrill.com

We love putting these potatoes on the table for a movie night. Everyone builds their own plate, and little hands always reach for extra cheese!

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy. Gluten-free provided chili and cheese are certified. Always check labels for potential cross-contamination.

Nutritional Information

Calories: 480. Total Fat: 17 g. Carbohydrates: 62 g. Protein: 18 g per serving.

Rich loaded baked potato with chili and cheese, a comforting American classic on a plate. Save
Rich loaded baked potato with chili and cheese, a comforting American classic on a plate. | bitegrill.com

Loaded baked potatoes with chili and cheese are always a hit. Serve with plenty of extra toppings so everyone gets their favorite bite!

Recipe FAQ

How do I ensure potatoes are perfectly baked?

Prick potatoes with a fork, rub with olive oil and salt, then bake at 425°F for 50-60 minutes until skins are crisp and interiors are soft.

Can I substitute the chili for a vegetarian version?

Yes, using vegetarian chili and plant-based cheese creates a delicious meat-free variation without sacrificing flavor.

What toppings complement this dish best?

Classic toppings include sour cream, shredded cheddar, green onions, diced tomatoes, and optional jalapeño slices for heat.

Is it possible to prepare this dish gluten-free?

Yes, using gluten-free chili and ensuring toppings don’t contain gluten keeps this meal safe for gluten-sensitive diets.

How can leftovers be repurposed?

Leftover chili works well as a topping for baked potatoes or can be reheated and served alongside fresh baked potatoes for another meal.

What tools are needed to prepare this dish?

An oven, saucepan, fork, and knife are essential; a baking sheet can be used but placing potatoes directly on the rack works well too.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes with chili, black beans, melted cheddar, and fresh toppings.

Prep duration
10 min
Cook duration
60 min
Complete duration
70 min
Created by Ethan Walker


Skill Level Easy

Heritage American

Output 4 Portions

Dietary considerations Meat-Free, No Gluten

Components

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili and Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 1/2 cup sour cream
03 1/4 cup chopped green onions
04 1/4 cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Method

Phase 01

Preheat oven: Set the oven temperature to 425°F.

Phase 02

Prepare potatoes: Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.

Phase 03

Bake potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes, until skins are crisp and flesh is tender.

Phase 04

Heat chili and beans: Warm chili and drained black beans together in a saucepan over medium heat, stirring occasionally, until hot.

Phase 05

Prepare baked potatoes: Remove potatoes from oven; let cool slightly, then slice lengthwise and gently fluff the interior with a fork.

Phase 06

Assemble loaded potatoes: Spoon chili and bean mixture evenly over each potato.

Phase 07

Add toppings: Top with shredded cheddar cheese, allowing it to melt, then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Phase 08

Serve: Serve hot, offering additional toppings on the side if preferred.

Tools needed

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy details

Review each ingredient for potential allergens and consult with healthcare providers if you're uncertain about sensitivities.
  • Contains dairy (cheese, sour cream). Verify chili and cheese labels for allergens and possible cross-contamination.

Nutritional information (each portion)

These values are provided as estimates only and shouldn't replace professional medical guidance.
  • Energy: 480
  • Fats: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g